Facts about official loan.

In fact, the credit industry keeps hearing about civil servants’ credit, which naturally raises some expectations among the servants of the state. However, it is often not clear exactly what is behind this name and how it may subsequently be possible to benefit from it for yourself. For this reason, it can be interesting to […]

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What to choose from – loan or quick credit?

As of 2015 November 1 New Responsible Lending Regulations have entered into force to limit and reduce excessive and reckless lending by the population. Based on these new criteria, your borrowing amount will not exceed 40 percent of your regular monthly income. Nonetheless, creditors will need to verify the information – the customer’s solvency and ability […]

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Loan and death of the borrower – how not to inherit debts?

Acquisition of an inheritance is usually associated with a sudden cash flow, but often this is the beginning of a lot of trouble. If the deceased took a loan and did not manage to pay it back, the obligation to settle the debt passes to the heirs. How not to inherit debts from the borrower? […]

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Lenders offer a loan even without income.

A few years ago, borrowing was kept secret as much as possible and the application process was also very difficult and complicated. Numerous documents had to be presented and the application form was very difficult to understand. Fortunately, times have changed and a loan without proof of income has become almost common in many families. […]

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