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Merkado Barkada November 22, 2022 | 9:56 I-hand over [I 0.7 unch] [link] launches its mobile money transfer application, called “ICASH”. Promotional material states that ICASH will allow users to pay bills, make bank transfers, load e-wallets, and make ICASH-to-ICASH fund transfers. MB quick plug: I’m not the target market for this stuff, but if […]

US consumer debt is at an all-time high. According to the New York Fed Consumer Credit Panel, total household debt in the third quarter of 2022 reached $16.5 trillion. Is there a way to crush your debt once and for all? Absolutely, but it requires avoiding bad financial habits that can put you further into […]

Credit cards are primarily a payment method, paid monthly. The importance of borrowings has diminished over the years. By Wolf Richter for WOLF STREET. Credit card balances include balances that accrue interest and balances that are paid in full by the due date such that no interest accrues. Many Americans use credit cards only as […]

Image source: Getty Images We’ve all come across an unexpected expense from time to time. Key points 60% of Americans couldn’t cover a $400 emergency expense without going into debt. If you need cash fast and your bank offers payday advances, it might be worth looking into. A personal loan has other advantages, however, such […]

Mortgage market Global Mortgage Market: Major Major Players Bank of America Corporation, Ally Financial Inc., Citigroup, Inc., PORTLAND, OR, USA, November 9, 2022 /EINPresswire.com/ — According to the report published by Allied Market Research, the global market mortgage market generated $11.48 billion in 2021 and is expected to reach $27.50 billion by 2031, growing at […]

Image source: Getty Images If the Christmas music stores played last month isn’t enough warning, the holiday season is right around the corner. This means that we only have a few weeks left to buy all the gifts on our list. That’s a challenge in itself, but you also have to decide how you’re going […]

The government wants to introduce better checks to buy now, pay later to protect vulnerable Kiwis. Laptop screen showing buy now pay later services. (Source: 1News) “Buy now, pay later” programs are a growing form of unsecured short-term credit used by consumers to pay for goods and services. It does not charge interest, although late […]

People should also be aware of the risks of “old-school predatory lending,” Williamson added, including payday loans, auto-title lenders and rent-to-own businesses. Payday lenders in particular tend to settle in communities of color, Williamson said, and are marketed as easy ways to get money. Often these loans come with high rates. “They have an established […]

SYDNEY, October 27 2022 /PRNewswire/ — Fintech for financial well-being Wagestream signed with Southern Cross Care, Vacentiand CareChoice in quick succession this month, as Australian aged care and care businesses increasingly turn to innovative technology-enabled financial wellness tools to tackle the current talent crisis and of hiring. Josh Vernon, CEO of Wagestream Australia Overall, Southern […]

Independent funding of the Consumer Financial Protection Bureau through the Federal Reserve violates the Constitution’s separation of powers clause, the Fifth Circuit has said. Constitutional flaws found by the United States Court of Appeals for the Fifth Circuit in its decision on Wednesday also struck down the remaining parts of the CFPB’s restrictions on lenders […]

Despite all the worries about pinching inflation and the possibility of a recession, just-released big bank earnings reports indicate that the wallets of many ordinary Americans are generally holding up as they do facing higher prices – for now. Stock markets ended Thursday on a rosy note, after starting with a dip and rebounding with […]

Canada Post is now offering loans in addition to stamps, packaging and its existing financial services as it officially launches a partnership with TD Bank Group. The Crown corporation said Wednesday that the loan program, which could be expanded to other services, will provide more financial options to Canadians across the country, including in rural, […]

How do PaydayDaze payday loans in California work? Many California residents take out weekend payday loans from a direct lender to see them through to payday. A loan can also be called a cash advance or a $255 payday loan. The Direct Lender’s Small Dollar Loan is unsecured and available to customers with all credit […]

Studio Moyo/Getty Images Cash App is a leading mobile banking application available in the US and UK. It is a financial services platform owned by Block. Cash App provides features like money transfer, payments, direct deposits and even investing. Find out why this credit score mistake could be costing millions of Americans It is very […]

Over the years, we’ve helped tens of thousands of people in Alabama and Mississippi get relief from their crippling debt. The why and how our help was needed is unique to each client. However, there are a few things that we found common in many cases. If you find yourself caught up in one or […]

WILMINGTON, DELAWARE – AUGUST 20: Democratic presidential candidate Joe Biden delivers his acceptance … [+] speech during the fourth night of the Democratic National Convention from the Chase Center on August 20, 2020 in Wilmington, Delaware. The convention, which was once expected to draw 50,000 people to Milwaukee, Wisconsin, is now happening virtually due to […]

By Emma Ockerman Wednesday’s best personal finance stories Hi, MarketWatchers. Don’t miss these top stories. Brace yourself: the Fed is about to inflict “some pain” with a 75 basis point rate hike. Here’s how to prepare your wallet and wallet. This is the Federal Reserve’s third 75 basis point rate hike this year. Read more […]

Retail sales without gas stations jumped 0.8% in August from July. Inflation shifted from goods (retail) to services. By Wolf Richter for WOLF STREET. There was a sharp drop in sales at gas stations, driven by falling gasoline prices and lower demand for gasoline (which I wrote about yesterday). But retail sales without gas station […]

These loans should be avoided..!? Do you know why? Many people think they shouldn’t take out loans. But at the end of the month, we will be forced to take out loans. This will be unavoidable in middle-class families earning a monthly salary. However, experts say they can avoid taking out some loans. Why do […]

The financial wellness advantage can be critical, especially in times of high inflation, high gas prices and financial hardship. Nearly eight in 10 respondents say DailyPay helps them avoid expensive or predatory alternatives NEW YORK, September 8, 2022 /PRNewswire/ — Amid continued inflation and the high cost of everyday items, millions of American workers are […]

Payday loans in the US are a hugely predatory industry, and now the landscape is getting worse as scammers pose as popular lenders try to scam people. A new report from the Better Business Bureau on these scammers highlighted the story of Shirleywho “received a call from a woman who said her name was”Lawrence Green.Lauren […]

Hartford — Payday loans, pawnshops, check cashing services and other services that come with high costs, interest rates and fees often lead to the paradox that it is expensive to ‘to be poor. Those living in poverty or near the poverty line are often unbanked or underbanked, which can leave them vulnerable to other scams […]

TOPEKA, Kan. (WIBW) – Predatory payday loans and scams could end up costing double the amount of the loan, according to a new study from the Better Business Bureau. As Americans lost their jobs and struggled to make ends meet during the COVID-19 pandemic, the Better Business Bureau says many have turned to payday loans […]

Editor’s Note: This op-ed was written by Christine De La Rosa, co-founder and CEO of The People’s Ecosystem, a California-based, equity-focused, multi-state cannabis operator. Nobody will tell because nobody really wants to admit it: the cannabis industry is on fire. We are seeing massive downturns in many frontier states due to market contraction […]

HARTFORD — With a financial career spanning more than 30 years, Republican Bob Stefanowski cites his business accomplishments as his calling card to become Connecticut’s next governor. But Democrats have been hammering Stefanowski’s record for more than six weeks as they directly target his best asset in a rematch of a race he lost four […]

Image source: Getty Images Accessing your earned wages every day can harm you financially. Key points Same-day payment can be expensive, but free options are available. Spending your money as you earn it could leave you short of funds for rent or other major expenses. When you are in dire need of cash and you […]

A payday loan, in essence, is a short-term but high-interest loan structure. It is available to almost all consumers and does not require too much paperwork. But, there is a catch. Unlike any other borrowing infrastructure, the amount usually depends on what you earn from your job or business. Therefore, when you document a loan, […]

Press release – August 17, 2022 9:00 a.m. EDT SINGAPORE, August 17, 2022 (Newswire.com) – Newly created online credit platform officially entered the lending market with the sole purpose of providing consumers of all credit types with access to a financial lifeline. The company aims to achieve this by partnering with hundreds of direct lenders, […]

Can’t wait to welcome a new baby? Congratulations. If you’re here, it means you’re looking for expert advice on preparing your finances for the arrival of your newest family member. This is a crucial aspect of a future parent. The importance of this education is underestimated, as you could go into deep debt and declare […]

At the service of its students, it is a member of several elite universities The second office presents the last twenty-five low-budget social and private institutions in which students who have finished or dropped out of school within the informative new year 2017 or 2018 have lent by far the most, such as the have […]

Payday Loan Services Market The Payday Loan Services Market research study is a professional report containing quality insights on company size, current patterns, drivers, risks, potential outcomes and major segments. The industry report forecasts the future growth of the market based on accurate assumptions. Additionally, based on input from industry experts, the report provides actionable […]

When you look at the numbers, you can’t ignore the racial disparity in credit scores. According to a 2022 report from the Urban Institute, a non-profit think tank. FICO defines subprime as poor or just below 670 credit scores. A low credit score or no credit history can make borrowing difficult and expensive. If you […]

Image source: Getty Images Is the finance guru irrelevant on this issue? Key points Dave Ramsey is not a fan of most types of debt. He doesn’t believe you should take out a personal loan. The reality is that borrowing through a personal loan can sometimes be a smart move for several reasons, such as […]

Buy-Now-Pay-Later (BNPL) lenders face a tougher reality. By Wolf Richter for WOLF STREET. Credit card balances jumped $46 billion to $887 billion in the second quarter, which was still down 4.3% from the peak in the fourth quarter of 2019 and was just a hair above what it was in 2008, despite 14 years of […]

Now that Tottenham are mostly out of acquisition mode and offloading mode, you’d think we’d see a lot of players on the way out. It’s proving to be a bit more difficult than we all expected, mainly because, unlike Spurs, many European clubs simply don’t have much money at the moment (or, like Barcelona, ​​are […]

Australians have been warned about using increasingly popular ‘payday advance’ services because they fear exposing themselves to excessive debt and unregulated products. Payday advance services give workers access to their payday in advance, with users able to withdraw between $50 and $2,000, which they then repay – with a flat rate or percentage – to […]

Laura Platt was in desperate need of money to repair her car when she saw an advertisement for Cigno, which offered “quick cash loans of up to $1,000”. Key points: ASIC has banned the types of loans offered by Cigno, but the company appears to have implemented a new loan model Cigno made $60 million […]

Kudos to the nonprofit South Central Minnesota Food Recovery for expanding its organization, partnering with more groups, and ultimately getting more food to those in need. Natasha Frost, owner of Wooden Spoon, began collecting leftover food from organizations and restaurants three years ago to donate to people in need. More recently, they have turned food […]

DELTA TOWNSHIP, MI – Michigan’s November ballot will not include any legislative initiatives after the state’s Superior Election Commission ruled that a proposal to crack down on predatory payday lending failed to gain enough signatures . The Board of State Solicitors voted 4-0 to accept the Elections Office’s recommendation that Michiganders for Fair Lending does […]

LANSING — State election officials say a ballot campaign to restrict payday loans failed to garner enough valid signatures to qualify for the November ballot. Michiganders for Fair Lending submitted approximately 392,000 signatures for the bill launched on June 1. But the Elections Office, in a report issued late last week to the Board of […]

HARTFORD, Conn. (WFSB) – A super PAC funded by the Democratic Governor’s Association has launched television ads attacking Bob Stefanowski. Two other PACs could spend millions on ads to attack Governor Lamont. We still have more than three months until the November election, but the negative publicity has already started. PAC money is spent on […]

CHICAGO (CBS) — Inflation is at its highest level in 40 years – hitting 9.1% on the year in June, the highest since 1981. The Consumer Price Index reports that the price of gas has skyrocketed nearly 60% in the past year – and that’s of course far from the only commodity affected. […]

When cryptocurrency proponents talk about how it can turn traditional finance into obsolete finance, cross-border payments are inevitably the first thing they mention. There are reasons. SWIFT has left sending money from one country to another expensive, slow to the point of days and unavailable 24/7. It’s kind of ridiculous in an age where you […]

Antioch About 65 activists rallied recently to demand safe and affordable housing and an immediate end to what they called “extortionate” rent increases. Low-income tenants of the Delta Pines and Casa Blanca apartments, two government-subsidized affordable housing buildings, face potential displacement after their landlord recently raised monthly rents by up to $500. Organized by East […]

Best Online Payday Loans for Bad Credit – MarTech Series […]

What are you doing on June 30? It’s pretty much slap bang in the middle of summer, so maybe it’s an impromptu barbecue in the park? Retreat to a beer garden safely knowing that Thursday is the new Friday? Buy the kids a tub of ice cream so everyone can cope with the unbearable heat? […]

Cryptocurrency lending platform Nexo hit back at what it called ‘fake news’ and rumors that its founders were part of a charity embezzlement scandal, saying the allegations were false and defamatory. It issued a public cease and desist notice to the author of the allegations. In a blog post about the claims, Nexo said: “Several […]

Skyrocketing inflation is forcing more and more Russians to take out expensive short-term loans to last until the end of the month when they get their paycheck. Russians took out more consumer loans just to cover daily expenses in May this year than during the coronavirus crisis. Short-term loans for “emergency purposes” to cover a […]

CEO of Greentech Research and Editor-in-Chief of Trade over two days Hilary Kramer, reportedly discovered a micro-market strategy that identifies winning trades often missed by Wall Street investors. It uses a proprietary system that relies on an “X” signal, which has delivered a series of results in 2021. Regardless of the current market position (i.e. […]

When a pizzeria’s oven goes out, the owner must replace it immediately. They can’t wait for their income to add up so they can make the purchase. This is one of the ways the financial needs of small business owners, self-employed people and freelancers differ from those of salaried workers. “These small businesses — especially […]

By Joel Poultney (June 20, 2022, 5:20 p.m. BST) – A company providing consumer credit lines has sued a complaints management company for its alleged failure to properly investigate claims it filed, accusing the defendant of breached its regulatory obligations and unlawfully brought charges. SafetyNet Credit says in a recently released June 9 High Court […]

Small payday loans online without a credit check Get 100% cash advance online even with bad credit. The best service for fast loans! Loans A credit check can sometimes be applied to some payday loans as well. A credit check is generally not required for many payday loans, but may be requested if the loan […]

Spending on symbols of success is universal, but the definition of success varies in an increasingly multicultural America. Tweet that Access the latest research in The Conference Board Multicultural Consumer Survey series. To understand How ethnic identity is reflected in service purchases, the project surveyed 2,000 multicultural U.S. households to uncover their consumer attitudes, preferences […]

The past few years have been difficult for many Americans. Unfortunately, trying to stretch every dollar to buy basic necessities has become the norm. Some might consider a second or third job to pay the bills. This is precisely the type of person that payday loans target. Promising quick cash without telling the full story […]

Consolidation loans can be an attractive option for borrowers who struggle to make multiple loan payments each month, as they can potentially lower your monthly payments and interest rate. Before consolidating, it is important to understand the types of consolidation loans available and their impact on your overall financial situation. These types of loans come […]

Beyond some of the dodgy stuff in the headlines today. By Wolf Richter for WOLF STREET. Revolving credit balances in April, unadjusted for seasonality — so actual dollar balances — were $1.04 trillion, according to the Federal Reserve this afternoon. This includes credit card balances, personal loans, etc., and was up just 2.6% from April […]

Which affects both good and bad. Fundamentally sound companies, those with real revenue and prospects, like Microsoft, are also seeing their value plummet, and Musk’s own companies are no exception to the depreciation. Tesla’s price crash has jeopardized its ambition to acquire Twitter, and last weekend it was forced to scrap plans to cut 10% […]

Fintechs and payday lenders are aggressively lending to gig economy workers even as banks and large non-bank financial corporations (NBFCs) become more conservative in the space. Fintech lenders saw demand for food and grocery delivery managers with various app-based platforms jump up to 40% in Q4FY22, industry executives said. Higher demand, in turn, is fueled […]

(Christy Biber) Like most people, you have a limited amount of money and need to decide what to do with it. It can be a tough choice if you have debt you’re trying to pay off, but you’re also eager to start saving for retirement so you have financial security in your years to come. […]

When you were in high school, did you learn about leasing a car, the pitfalls of payday loans, or the best way to invest your money? Amy Smith certainly didn’t, and that’s why now, as a math teacher at College Avenue High School in Woodstock, Ontario, she’s invited various professionals with financial savvy – including […]

THOUSANDS of Amigo Loan customers are about to get their money back. Amigo has been accused of providing unaffordable loans, which customers could not repay – but they are now closing in on the compensation they are owed. 1 Amigo customers are about to get their money backCredit: Getty Court hearings took place on May […]

These are the last headlines from ECHO this morning. Mum feels a part of her is gone after her 18-year-old son’s sudden death An 18-year-old man who “saw the best in everyone” has died in his sleep from a rare heart condition. John Nesbitt had just completed his A-Levels and was eager to take up […]

Is the right career the one that pays the bills or the one that excites you? Is it possible to have the best of both worlds? “Do what you love and you won’t work one day!” A common saying, but one that needs to be removed. As we’ve seen with the gig economy, turning your […]

JThe first thing we are shown is an overview of the new Saints Row‘s Santo Ileso, “a dense open world that rewards exploration”, divided into nine districts. The gangs lift tire weights on street corners and party around inflated cars, and a Ferris wheel is tilted on the outskirts. The Saints don’t exist when the […]

Today, in the connected economy, hotel chain Marriott is partnering with Yahoo to launch a media network that enables advertisers to reach customers with targeted ads. Additionally, Uber is unveiling several new ride-sharing features and Plaid is partnering with VGS to provide tokenization services. Marriott Launches Media Network That Helps Ads Reach Travelers Marriott is […]

RICHMOND, Va. (WRIC) – The federal court in Richmond has given preliminary approval to a class action settlement that would provide $489 million in relief to victims of illegal internet lending. The ruling was released Thursday, May 12, and will affect approximately 555,000 consumers who have been charged more than 600% interest on loans by […]

A home equity loan, also called home equity loan, home equity installment loan, or second mortgage, is a type of consumer debt. Home equity loans allow homeowners to borrow against the equity in their home. The loan amount is based on the difference between the home’s current market value and the homeowner’s mortgage balance. These […]

Studies have long shown that high school students are woefully misinformed about personal finances and how to manage them. But the COVID-19 pandemic, which has revealed how many American adults are living on the financial edge, has spurred ongoing efforts to make financial literacy classes a school requirement. Seven states now require a stand-alone financial […]

Whether you’re 30, 45 or 60… planning for retirement or looking to create a financial legacy for your family, it’s never too late to focus on building wealth. Here’s how to start. Determine your why Motivation is always easier to maintain when you have one or more specific goals, so start your wealth building journey […]

Tarek Ayoub, founder of Beforepay, and Jamie Twiss, CEO. Source: provided. The fortunes of prepayment fintech Beforepay appeared to change on Thursday, after a new report contrasted losses with rapid customer growth and a significant reduction in debt forgiveness. Beforepay, launched in 2019, draws inspiration from the buy now, pay later industry with its spin […]

Comparison of States with Highest and Lowest Levels of Personal Debt and Income Americans collectively owe more than $15.3 trillion in personal debt, accumulated by financing homes and cars, taking out loans to attend college, or simply using credit cards. However, debt is not necessarily a sign that borrowers are living beyond their means or […]

A single mother has racked up £10,000 in debt due to the cost of living crisis affecting families across the UK. June Butterworth, 44, had to go from her job as a caregiver, a job she had had all her working life, to a housekeeper working reduced hours in a care home to look after […]

MEMPHIS, Tenn. – FOX13 Investigates focuses on what some have said is the dangerous and trapping nature of payday loans. They are used by people who need money quickly, but many find themselves unable to pay them back. They can lead to a cycle of indebtedness that, according to one report, primarily affects blacks and […]

American investors are sending big money north to fund Canadian information technology (IT) startups, which raised a record $13.6 billion in venture capital (VC) last year. That’s according to a Monday, April 18 report from The Wall Street Journal, which said many venture capitalists are drawn to bustling tech hubs in cities like Vancouver and […]

Last-minute declarants endeavor to send their declarations to the Internal Revenue Service by the 2021 tax year deadline on Monday, April 18 — and are likely looking forward to a big check via their tax refund. Some tax firms or other lenders may offer the option of accessing these funds earlier, in the form of […]

Fintech companies are offering Latinos a way to get debit cards they otherwise couldn’t get to conduct cashless transactions. COLORADO, United States — Latino households are less likely than non-Hispanic whites to use the banking system, and some financial technology (fintech) companies want to change that by helping unbanked Latinos get debit cards so they […]

Knowing the right time to sell an asset is an eternal question that you have to face in your career or life. Call it a strategic decision, but timing is a crucial characteristic of success. It becomes even more complex when trading with the highly volatile Bitcoin cryptocurrency. Bitcoin’s allure is still appealing to potential […]

Every week at All Saints Church, we put our faith into action. This week, we are writing to our members of Congress across the United States urging them to support the Veterans and Consumers Fair Credit Act to protect consumers from predatory lenders. The scriptures condemn usury and teach us to respect the God-given dignity […]

Loans are intended to provide individuals or organizations with additional funds to cover expenses and other obligations. They are then repaid over an agreed period of time, with interest. Personal loans and payday advances are the most popular offers. While the first is an instant loan granted to individuals after verification, the second is generally […]

To combat a tight job market and a seemingly shrinking workforce, employers are looking for creative ways to retain and attract talent. An Earned Wage Access Policy – ​​a groundbreaking benefits program that gives employees near-instant access to their pay – might just be what gives companies the edge. In fact, companies using these benefit […]

Leaders of two organizations that recently launched an alternative to payday loans now hope to lay the groundwork for changes to state law after releasing a new report about how predatory moneylenders imprison debt-ridden Memphians. “These payday lenders are having a huge impact on our people and their way of life,” said Shirley Bondon, executive […]

Martin Lewis has issued a warning as time is running out to get £1,000 free from the government. The Money Saving Expert founder urged people to “use or lose” their ISA allowances before the end of the current tax year. This account is a savings product where you pay no tax. It has a maximum […]

Anyone who pays their energy bills by direct debit should heed the latest advice from Martin Lewis. The money-saving expert has issued a warning after being inundated with inquiries from worried bill payers ahead of energy price hikes in April. Regulator Ofgem has confirmed most bills will rise by an average of £693. READ MORE:Martin […]

When times are tough, payday loans may seem like your only option in Texas. But are they? Keep scrolling to learn more about these online short term loans and how online installment loans in texas may offer an alternative. Why do people turn to payday cash advances? An unexpected expense can be tough on any […]

“The latest study titled “Global Payday Loan Services Market 2022 by Key Players, Regions, Type and Application, Forecast to 2028” released by Affluence Market Report, presents an analysis of the current and future scenario of the global payday loan services market payday loans. ” In this report, a comprehensive analysis of the current global situation […]

The government is making changes to its controversial loan laws, following complaints that it was preventing some people in a decent financial position from getting mortgages and other loans. By Kathryn Armstrong The rules were changed in December in a bid to protect people against loans they couldn’t afford. However, this meant that banks and […]

I’m not a fan of making every free calendar day a holiday, and “National Consumer Protection Week” doesn’t sound the most exciting. But it does spur massive sharing of the best tips and tools for avoiding scams and fraud, which I think makes it more useful than National Ice Cream Day. So, in honor of […]

Why would anyone want to get out of debt? Think about it. You borrow money. You can use this money now. Then you can pay it back slowly, over time. Who wouldn’t want this deal? You might expect a financial planner to say that everyone should deleverage as soon as possible. Although I wouldn’t make […]

Here’s a breakdown of payday loan demographics by parental status. Parents are more likely to take out payday loans than non-parents. Parental status Percentage having used a personal loan non-relative 5% relative 8% payday loans in america The rates and terms of payday loans can vary widely by state. Some states don’t even allow payday […]

MONROE, Mich. (CBS Detroit) — A Monroe man has been arrested and charged with soliciting a 14-year-old girl online. According to the Monroe County Sheriff’s Office, 33-year-old Christopher Pack was arrested on February 17 on a three-count warrant after a detective-led sting operation with the Violent Internet Task Force detectives Sheriff’s Office Predator & Exploitation […]

To earn, a fintech solution that provides flexible, on-demand access to employees, closed a $4 million funding round led by Canaan and with participation from XYZ Ventures, Village Global, Musha Ventures, Ventures Platform, Voltron Capital and Paystack CEO Shola Akinlade. Targeting employees across Africa, Earnipay officially launched operations last month (January 2022), having been in […]

Breadcrumb Links Toronto and the GTA criminality Abdiljibar Mahamoud beheaded his ex Brittney Newman in front of their two young children in 2018 Brittney Newman, 25, was beheaded in front of her two children by her ex, Abdiljibar Mahamoud, in February 2020. Picture by handout /GoFundMe Content of the article A monster broke into Brittney […]

John Nye, the owner of Money Now installment loans in El Prado, testifies against a bill to lower New Mexico’s annual interest rate cap on storefront loans during a Tuesday Judiciary Committee hearing of the Senate. The bill received final legislative approval on Wednesday and will now pass through the office of Gov. Michelle Lujan […]

Financial regulation becomes a catch-22: Regulators are too politicized to be left unattended, but they are not politicized enough for elected officials to control them adequately. Generally speaking, financial regulators are expected to deal with issues considered important but not very controversial, such as the prevention of bank failures. Their design reflects this, with features […]

By DAVID EGGERT, Associated Press DELTA TOWNSHIP, Mich. (AP) — Ballots to expand voting options, restrict payday loans, and overhaul Michigan’s citizens’ initiative process passed the stages ahead of the state board of elections on Friday, allowing organizers to start collecting hundreds of thousands of signatures to qualify for the 2022 ballot. Canvassers have approved […]

SOUTH INDIANA — A bill passed by the Senate on Feb. 1 is being heavily criticized by a coalition of 97 groups across the state. Senate Bill 352 seeks to make changes to Indiana’s Uniform Consumer Credit Code regarding supervised consumer loans. The changes have various stakeholders concerned about the effect on low-income people in […]

A mum caught twice driving drugs 16 times the legal limit has walked out of court after a judge ruled she needed ‘help, not punishment’. Abbie Heaney, 31, was arrested driving her Vauxhall Astra last year after police suspected her vehicle was being used for drug trafficking. 5 Abbie Heaney was arrested twice driving drugs […]

“Overdraft fees are deeply unpopular with consumers, and consumers now have more choice,” says Leigh Phillips, CEO of fintech nonprofit SaverLife and chairman of the Consumer Advisory Board of the Consumer Financial Protection Bureau. “Previously, they only had mainstream options like banks and credit unions or fringe services like payday loans. Today, neobanks and challenger […]

PITTSBURGH (KDKA) — Most Americans don’t have the cash to cover a $1,000 emergency expense, according to a new study. Americans are simply not saving as much as they need to. READ MORE: Man accused of threatening Rep. Pam Snyder’s office will face trial Suppose your car needs emergency repairs, or a family member is […]